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When applying for a No Interest Loan of up to $2000, there are NO credit checks. We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. When applying for a No Interest Loan of up to $2,000, there are NO credit checks. This doesn’t count against you for a no interest loan.